Michael Else and Company Limited provides high quality, specialist insurance products to ship operators and charterers world-wide, combining the experience, commitment, service and ethos of a conventional P&I mutual club manager with the security of a fixed premium policy.

Michael Else and Company are underwriting agents of:

Legal disclaimer

The content of this website is for general information purposes, does not constitute legal or other professional advice and should not be relied on as a substitute for specific advice relevant to particular circumstances. Information and opinions given do not necessarily reflect the views or policies of the underwriters of the Charterers P&I Club or Michael Else & Co. Ltd.  Every effort is made to ensure that the content is accurate at the date of posting but neither the underwriters of the Charterers P&I Club nor Michael Else & Co. Ltd accept any liability for loss or damage (whether or not in negligence) arising from your reliance on such content (including, for the avoidance of doubt, liability for advice or information obtained from third parties referred to in any articles or otherwise). Nothing on this website shall be construed as an offer of insurance, a representation, a warranty or contractual commitment or as setting any precedent in respect of a contract of insurance. Any contract of insurance you enter into will be governed by specific terms and conditions to the exclusion of anything shown on this website. You may not copy or distribute content in whole or part without prior permission. We accept no liability for third party internet sites which link to or can be accessed via this website.