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<table height="100%" cellspacing="0" cellpadding="0" width="455" border="0"> <tbody> <tr> <td valign="top" align="left" bgcolor="#f0f0f0"></td> <td valign="top" align="left" width="1" bgcolor="#c0c0c0"></td> <td valign="top" align="left" width="401"></td></tr> <tr> <td valign="top" align="left" width="73" bgcolor="#f0f0f0"> <table cellspacing="0" cellpadding="0" width="100%" border="0"> <tbody> <tr> <td><a href="default.htm"><img height="111" src="images/logo_else.gif" width=136 border=0></a></td></tr> <tr> <td><a onmouseover="document['fpAnimswapImgFP15'].imgRolln=document['fpAnimswapImgFP15'].src;document['fpAnimswapImgFP15'].src=document['fpAnimswapImgFP15'].lowsrc;" onmouseout="document['fpAnimswapImgFP15'].src=document['fpAnimswapImgFP15'].imgRolln" href="default.htm"><img id="fpAnimswapImgFP15" height="24" src="images/btn_home_off.gif" width=136 lowsrc=images/btn_home_on.gif border=0 name=fpAnimswapImgFP15 dynamicanimation="fpAnimswapImgFP15"></a></td></tr> <tr> <td><a 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1px; BORDER-BOTTOM: 1px solid">&nbsp;</div></td></tr></tbody></table> <p><a href="../Documents/Essential%20Best%20Practice.pdf" target=_blank><img height="67" hspace="0" src="meco book2.JPG" width="160" border=0></a></p> <p> <table style="WIDTH: 155px; HEIGHT: 22px" cellspacing="0" cellpadding="3" width=155 align=left border=0> <tbody> <tr> <td> <p align="center"><font color="#008000" size="4"></font>&nbsp;</p> <p align="center"><font color="#008000" size="4"><font size="3"><strong><a href="http://www.else.co.uk/documents/Shipping Corp v Jaldhi.pdf" target=_blank>Rule B article</a></strong></font></font></p> <p align="center"><a href="http://www.else.co.uk/documents/Shipping Corp v Jaldhi.pdf" target=_blank><img height="79" hspace="0" src="../Documents/Shipping Corp v Jaldhi.jpg" width=61 border=0></a></p></td></tr></tbody></table></p></td> <td valign="top" align="left" width="1" bgcolor="#c0c0c0"><img height="100%" src="images/greydot.gif" width=1 border=0></td> <td valign="top" 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colspan="2" height="26"> <p align="center"> <object id="myMovieName" codeBase=http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0 height=163 width=195 classid=clsid:D27CDB6E-AE6D-11cf-96B8-444553540000><param name="_cx" value="5159"><param name="_cy" value="4313"><param name="FlashVars" value=""><param name="Movie" value="images/web_new_else4.swf"><param name="Src" value="images/web_new_else4.swf"><param name="WMode" value="Window"><param name="Play" value="-1"><param name="Loop" value="-1"><param name="Quality" value="High"><param name="SAlign" value=""><param name="Menu" value="-1"><param name="Base" value=""><param name="AllowScriptAccess" value=""><param name="Scale" value="ShowAll"><param name="DeviceFont" value="0"><param name="EmbedMovie" value="0"><param name="BGColor" value=""><param name="SWRemote" value=""><param name="MovieData" value=""><param name="SeamlessTabbing" value="1"><param name="Profile" value="0"><param name="ProfileAddress" 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ethos of a conventional P&amp;I mutual club manager with the security of a fixed premium policy.</font></b></i><br><br><b><font size="3">Michael Else and Company are Managers of:</font></b></p></td></tr> <tr> <td width="1"></td> <td width="129"><font size="3"><img height="10" src="images/spacer.gif" width=1 border=0></font></td></tr> <tr> <td valign="center" align="middle" width="1"></td> <td valign="center" align="middle" width="129" rowspan="2"><img height=41 src="images/IMAGEB72DPIRGB.jpg" width=57 border=0></td> <td width="1227"><b><a href="charterers/chart_default.htm"><font size=3>Charterers P&amp;I Club</font></a></b></td></tr> <tr> <td width="1"></td> <td width="1227"><font size="3">Charterers Liability and Defence Cover<font color="#ffffff"> mutual</font></font></td></tr> <tr> <td width="73">&nbsp;</td> <td width="1356" colspan="2"><font size="3"><img height="10" src="images/spacer.gif" width=1 border=0></font></td></tr> <tr> <td valign="center" align="middle" width="1"></td> <td valign="center" align="middle" width="129" rowspan="2"><img height=41 src="images/IMAGEA72DPIRGB.jpg" width=58 border=0></td> <td width="1227"><b><a href="transmarine/transmarine.htm"><font size=3>Transmarine</font></a></b></td></tr> <tr> <td valign="center" align="middle" width="1"></td> <td width="1227"><font size="3">Marine Trade Disruption and Consequential Loss Insurance (Loss of Hire) <font color=#ffffff>business interruption insuranceloss of hire loss of hire loss of hire loss of hire loss of hire loss of hire</font></font></td></tr> <tr> <td width="73">&nbsp;</td> <td width="1356" colspan="2"><font size="3"><img height="10" src="images/spacer.gif" width=1 border=0></font></td></tr> <tr> <td valign="center" align="middle" width="1"></td> <td valign="center" align="middle" width="129" rowspan="2"><img height=41 src="images/piracyskull.jpg" width=58 border=0></td> <td width="1227"><a href="http://www.else.co.uk/Documents/Piracy20081204.pdf" target=_blank><font size="3"><strong>Piracy Cover for Charterers</strong></font></a></td></tr> <tr> <td valign="center" align="middle" width="83" colspan="2"></td> <td width="1227"><a href="http://www.else.co.uk/Documents/Piracy20081204.pdf" target=_blank><font size=3><strong></strong></font></a></td></tr> <tr> <td valign="center" align="middle" width="83" colspan="2"></td> <td width="1227"></td></tr> <tr> <td valign="center" align="middle" width="83" colspan="2"></td> <td width="1227"></td></tr> <tr> <td valign="center" align="middle" width="83" colSpan=2>&nbsp;</td> <td width="1227">&nbsp;Authorised and Regulated by the Financial Services Authority</td></tr> <tr> <td style="FONT-SIZE: 10pt; COLOR: #666666; FONT-FAMILY: Arial; TEXT-DECORATION: none" width=73>&nbsp;</td> <td style="PADDING-RIGHT: 0px; BORDER-TOP: 1px solid; PADDING-LEFT: 0px; BORDER-LEFT-WIDTH: 1px; FONT-SIZE: 10pt; BORDER-BOTTOM-WIDTH: 1px; PADDING-BOTTOM: 0px; COLOR: #666666; PADDING-TOP: 4px; FONT-FAMILY: Arial; BORDER-RIGHT-WIDTH: 1px; TEXT-DECORATION: none" width=1356 colSpan=2> <p class="MsoNormal" align="justify"><font color=#000000><i><span style="FONT-WEIGHT: 700; FONT-SIZE: 7pt; FONT-FAMILY: Arial,sans-serif">Legal disclaimer</span></i></p> <p class="MsoNormal" align="justify"></font><i><font color=#000000><span style="FONT-WEIGHT: 700; FONT-SIZE: 7pt; FONT-FAMILY: Arial,sans-serif">The content of this website is for general information purposes, does not constitute legal or other professional advice and should not be relied on as a substitute for specific advice relevant to particular circumstances. Information and opinions given do not necessarily reflect the views or policies of the underwriters of the Charterers P&amp;I Club or Michael Else &amp; Co. Ltd.&nbsp; Every effort is made to ensure that the content is accurate at the date of posting but neither the underwriters of the Charterers P&amp;I Club nor Michael Else &amp; Co. Ltd accept any liability for loss or damage (whether or not in negligence) arising from your reliance on such content (including, for the avoidance of doubt, liability for advice or information obtained from third parties referred to in any articles or otherwise). Nothing on this website shall be construed as an offer of insurance, a representation, a warranty or contractual commitment or as setting any precedent in respect of a contract of insurance. Any contract of insurance you enter into will be governed by specific terms and conditions to the exclusion of anything shown on this website. You may not copy or distribute content in whole or part without prior permission. </span></font><span style="FONT-WEIGHT: 700; FONT-SIZE: 7pt; COLOR: black; FONT-FAMILY: Arial,sans-serif">We accept no liability for third party internet sites which link to or can be accessed via this website.</span></i></p></td></tr></tbody></table></td></tr></tbody></table></div></td></tr></tbody></table></div></td></tr></tbody></table></body></html>