Class II - General Trade Disruption Insurance

Negligent navigation results in vessel striking a harbour wall

A large freight Ro/Ro ferry operating in Europe was manoeuvring to depart on a scheduled crossing when she struck the harbour wall, causing heavy damage to the starboard side of the vessel above and below the waterline. The vessel returned to the berth where temporary repairs were effected to enable her to sail to dry-dock for repairs.

The vessel was insured with cover for disruption to trade due to physical damage caused by perils under the Institute Hull Clauses (Hulls) as amended under clause 1.1.(b)(7), which includes negligence of the master, officers, crew and pilots in the navigation of the vessel.