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Fire or explosion on land |
A fire in the cruise
terminal or at an airport could prevent passengers embarking /
disembarking on or from
a cruise. |
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Extraordinary
weather |
Severe and
unseasonal weather conditions could result in a cruise being
cancelled and passengers sent home. |
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Earthquake, heave,
landslip, subsidence or volcanic eruption |
An earthquake occurring
in a country on a cruise schedule could result in serious delays and
re-scheduling of the program. A volcano erupting on an island
paradise might result in a permanent change of itinerary. |
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Contact with aircraft,
helicopters or similar objects |
Although perhaps a remote risk this cover is normally given
for objects falling and damaging the ship, but here it only
has to be proven that there has been a delay to the ship or
passengers embarking / disembarking. |
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Emergency port closure |
This could be following an oil spillage where the port is
closed whilst clean-up operations take place. |
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ITC Hull and Machinery
perils (these can be substituted with the Norwegian, Finnish or American hull
plans depending on our clients requirement) |
This is the cover you would expect to find under a
Traditional Loss of Hire or Passage Money insurance. |
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Abnormal obstruction of a
berth |
Some
vessels, like cruise vessels, require specific berths to operate
from. An obstruction of such a berth, for instance, a sunken vessel
or part of a damaged crane could prevent
the vessel from berthing. |
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Master's refusal |
If the master of a vessel reasonably feels that entering a port might
endanger a vessel this might result in a cruise itinerary being
changed. |
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Acts of Piracy |
Damage to the insured vessel caused by pirates would be
covered under another section of this cover. However, if no
damage occurred, but nevertheless the vessel was delayed,
the policy could still respond where the act of piracy is
directly targeted at and affects the vessel. |
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Rescuing of refugees |
Delays
caused by a diversion to rescue refugees or other life saving
operations could result in heavy losses. |
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The imposition of travel
restrictions |
Some of the more adventurous cruise destinations are
sometimes subject to travel restrictions which of course can
lead to last minute disruptions to operators. |
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Border closure |
Such an event could result in a complete rescheduling of a
cruise itinerary. |
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Expropriation / confiscation |
The temporary loss of a vessel following such an event would
certainly result in loss of revenue to which the cover
should respond. |
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Arrest, restraint under
quarantine regulations |
A health
authority could quarantine a vessel preventing any movement of
passengers which could result in one or two cruises being cancelled. |
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Infectious diseases or
poisoning on board |
Infections can quickly spread through air
conditioning or water supply plant and operators know to
their cost that this can result in several days of trade
disruption. |
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Illness, death or injury |
Passenger illness or a fatality on board could lead to the vessel being
diverted. |
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Discovery of stowaways |
The discovery of stowaways is a frequent problem in all
areas of shipping. |
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Detention following actual or
alleged pollution |
Delays can be significant whilst an authority investigates a
pollution incident. |
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Drug delay |
Authorities
across the world are clamping down on illegal drug imports, an
innocent operator could end up with lengthy delays whilst a vessel
is inspected or detained. |
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Oil or Chemical pollution |
A
spillage that occurs in a region of outstanding natural beauty would
not only be an ecological disaster but could seriously impact upon a
cruise operators bottom line. |
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Accident in transit |
This could be following a rail, coach or plane accident,
which then results in the cruise being cancelled. |
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Blocking and Trapping |
This peril
relates to "warlike acts". This cover, provided on a
limited basis, could give operators passing through the Suez Canal
some peace of mind. |
